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Self-Employed? Here’s You...

Filing taxes can be tricky, especially when you’re not working in a traditional employment...

Federal Student Debt Reli...

Confused about everything going on with federal student loan relief? Let these notes from ...

Should I Open a Second Ch...

How many checking accounts do you need? It all depends on your budgeting style, your bank,...

Building Your Credit Scor...

Credit can influence your life in a number of ways: from helping you get a better interest...

¿Está enfrentándose a la ...

La inflación sigue ejerciendo presión sobre los presupuestos de los hogares.

Buying an Electric Vehicl...

From tax rebates to auto loan discounts to lowering your monthly fuel costs, there are ple...

Ask the Experts: Solar Lo...

At HUECU, we want to empower our members through the power of financial education. We rece...

When to Buy a Car

Whether you’re living a car-free lifestyle or driving a vehicle that’s on its last legs, t...

Managing Employer-Sponsor...

When market conditions are unstable, it’s only natural to worry about your employer-sponso...

A College Student's Guide...

For many, their college years will mark the first steps toward financial independence, and...

How Do Federal Student Lo...

Do you need to pay for college and are wondering about your options? You’ve probably heard...

Low-Risk Investments

Investing is an important part of a robust financial strategy. However, some investors hav...

What Is a Schumer Box?

If you are trying to choose a credit card and don’t know how to start, you may want to pay...

8 Money Saving Back-to-Sc...

In a time of financial uncertainty, given rising prices on everyday essentials and hikes i...

Ask the Experts: Student ...

At HUECU, we want to empower our members through the power of financial education. That’s ...

What is a Recession?

While the US job market continues to be strong, adding over 2 million payroll positions in...

Young Entrepreneurs and T...

Whether it’s a lemonade stand, a lawn-mowing business or an early investment into the stoc...

Coping With Inflation

Inflation continues to put pressure on household budgets. From groceries to gas, record-br...

Sticking to a Budget in C...

College is challenging enough without having to worry about saving, spending and budgeting...

Tax Considerations When I...

Investing is an important way to prepare for the future – but what does it mean for your t...

How to Protect Against Id...

When it comes to identity theft, the traditional theft protection measures – lock your doo...

5 Tips to Improve Your Cr...

Managing debt is tough, and often, it’s a long-term journey. The problem is that before yo...

Looking for Debt Advice? ...

Working to pay off your debt can seem daunting. The good news is that getting debt advice ...

Beware These Travel Scams

Travel is relaxing and fun—but becoming the victim of a travel scam is not. With many scam...

Phishing: How to Recogniz...

Imagine this. You receive an email from your local utility company, saying that a bill is ...

Why Open a Certificate of...

A savings account is a great way to keep your money safe and accessible; however, savings ...

Surprising Things That Ca...

Maintaining a good credit score is key to building healthy finances. The higher your credi...

6 Myths About Bankruptcy

If you’re unable to pay off your debts, remember: you have options. Bankruptcy is one of t...

Last Minute Strategies to...

College students all around the country are looking forward to the first date of class – b...

GreenPath's Free Financia...

As an HUECU member, you have access to free, certified financial counseling through our pa...

What are Debt Consolidati...

Consolidating debt can be a critical financial tool to reduce your loan or credit card pay...

What are Robo-Advisors?

This blog post is written by Student Advisory Council member, Ryan Leung

7 Tips for Managing Child...

With prices rising across the board, many families may be concerned about the cost of chil...

What to Know About Payday...

Many people are looking for options to help manage rising prices and financial uncertainti...

What are Common Types of ...

What type of mortgage is the best? The answers aren’t as complicated as you may think. And...

Money Management for Elde...

As we age, we may need to become caregivers to elders or prepare for others to become care...

Tips to Afford Summer Cam...

Summer camps are an amazing opportunity for kids to develop new skills and socialize with ...

Birthdays on a Budget

Since HUECU celebrated our 83rd birthday on June 26th, we’re giving blog readers a gift of...

Which Student Loans are B...

This blog post was written by Student Advisory Council member, David Gonzalez

10 Money Tips For College...

Spring college graduates are currently basking in the glory of wrapping up their degrees. ...

Everything you Need to Kn...

As a consumer, you’re entitled to certain rights and protections. Read on for a rundown of...

5 Tips for Safer Online B...

Online banking has revolutionized how we manage money, making it easier to track funds, ch...

The Costs of a Low Credit...

Having a low credit score comes at a double cost. It can be more difficult to access finan...

Debunking Credit Myths

Managing your credit is an important aspect of financial health, but there are many myths ...

Personal Lines of Credit ...

Whether you’re hoping to take a big vacation, consolidate high-interest debt or plan the w...

Building Your 3 to 6 Mont...

This blog post was written by SAC member, Meadow Hall.

Mortgage Gifts

Buying a house is a major investment and saving up for a down payment can take years. One ...

Take a Mini Retirement!

The traditional way of thinking about retirement goes something like this: you work for de...

Preparing Your Finances a...

Whether you’re well into the golden years or retirement is on the horizon, here are three ...

Strategies to Pay for Col...

The cost of college continues to climb, but the good news is that there are multiple resou...

The Cost of Convenience

The ease and convenience of home grocery delivery and meal delivery services can be a life...

Buying a Bicycle: Things ...

This blog post was written by Student Advisory Council member, David Gonzalez.

10 Money-Savings Terms to...

This blog post was written by Student Advisory Council member, Eddie Richardson. 

How to Afford Your Hobbie...

Hobbies are a great way to unwind, have fun, and learn something new. It’s no surprise tha...

The Wage Gap: Salary Nego...

What Is the Wage Gap? 

Are Your Finances Stressi...

Research shows that overall health and wellbeing is directly correlated to financial healt...

What is a Loan Servicer?

A loan servicer is responsible for the administrative aspects of helping you to borrow and...

Discounts for Senior Citi...

The golden years bring wisdom, knowledge – and a new world of senior citizen discounts! If...

Preparing for Medical Cos...

Even if you have a robust health insurance plan, not every medical procedure or service wi...

Tax Return Not What You E...

Especially with many families facing tax implications after receiving the Child Tax Credit...

Sustainable Investing 101

Interested in making a positive impact on people and the planet? Sustainable investing is ...

Managing Work From Home E...

As we all know, the COVID-19 pandemic has completely transformed the concept of working fr...

Your Guide to Participati...

Running a race for charity is a fantastic way to do a good deed for others while also doin...

Tax Refunds: Spend, Save,...

Doing taxes can be a bit of a headache, but receiving a tax refund makes it all worthwhile...

National Pet Day: How Muc...

In honor of National Pet Day (April 11), let’s talk pet ownership! Budgeting for a beloved...

How to Buy a Boat

Becoming a boat-owner is a goal for many outdoor enthusiasts. Having your own boat means t...

Plan a Vacation (Without ...

With the weather heating up and COVID restrictions loosening, many people are looking forw...

Fraud in 2022: Watch Out ...

Around the beginning of the year, as many of us update our habits and vow to make a start,...

Celebrating Financial Lit...

It’s that time of the year again, and no I’m not talking about taxes. I’m talking about fi...

When is borrowing a loan ...

Savings is the superhero of budgets. We all know the benefits of saving and strive to save...

Preparing for Engagement ...

True love doesn’t cost a thing—but the same can’t always be said for an engagement! Here a...

Try These Ten Financial L...

Prices are rising at record-breaking rates, and inflation is impacting all of us, no matte...

What’s Your Money Persona...

Are you a spender, or a saver? Do you budget every nickel and dime, or do you take a more ...

Making Sense of Medical D...

Managing medical debt can have a major impact on your household. For many people, medical ...

Understanding Copays and ...

When selecting a health insurance plan, it can be tricky to determine how to get the right...

Home Buying Forum Recap

HUECU hosted its annual THRIVE Home Buying Forum the first week of March, welcoming over 5...

What is Risk-Based Lendin...

In many commercials or ads for loans, you may hear something like “rates subject to credit...

All You Need to Know abou...

This blog post was written by Student Advisory Council member, David Gonzalez. 

Tips to Avoid the Pink Ta...

This blog post was written by Student Advisory Council member, Meadow Hall. Across almost ...

Free Tax Preparation

Panicked about preparing your taxes? You’re not alone! Tax season is a source of stress fo...

Taxes: What to Know about...

The scent of spring is in the air which can only mean one thing – it’s tax season! While t...

What You Need to Know thi...

This blog post was written by Student Advisory Council member, David Gonzalez.

How to Utilize Personal L...

When it comes to borrowing money, one option is to reach for a credit card. However, there...

Tax Deductions vs Tax Cre...

This blog post was written by Student Advisory Council member, Eddie Richardson.

Complete Guide to Homeown...

Buying a house is one of the biggest investments you’ll ever make, so for most homeowners,...

Housing Options to Minimi...

Looking to minimize student debt? One option is to explore both on- and off-campus housing...

Rev Up Your Car Budget

Is this the year you rev up your car budget? If so, you have probably started looking at y...

I’m Self-Employed. Can I ...

If you’re applying for a mortgage, you need to prove to your potential lender that you’re ...

Recap: Winter Town Hall 2...

HUECU’s Winter Town Hall was virtually held on Friday, February 11th, with President and C...

Benefits of Paying Off St...

This blog post was written by Student Advisory Council member, Meadow Hall

Buying a Home When Inflat...

As the inflation spikes of 2021 continue to impact the cost of groceries, cars, apparel an...

Throw an Epic Super Bowl ...

Super Bowl Sunday is a day to unite everyone from the most fervent football fanatic to the...

FAQ: Debt in Collections

Dealing with debt is no easy matter. If you’re facing the prospect of collections due to u...

I’m Still Paying Off Stud...

Paying off student loans represents a significant financial obligation, leaving many to wo...

Five Tips to Get Out of D...

Wherever you are on your financial journey, making the choice to get out of debt is a game...

Understanding the Extra C...

Medicare is the federal health insurance program for Americans over 65. While Medicare del...

Recap: Wintersession 2022

On January 19th and 20th, HUECU had the opportunity to host our 11th annual Wintersession ...

Choosing a Retirement Adv...

Building a strong strategy for retirement often begins with choosing the right financial a...

Buy it, Renovate it, or B...

One big question which many first-time homebuyers face is this: Should you buy a home that...

Financing for Long Term C...

Planning for the future is important at any stage of life, but especially pressing when it...

Tips to Communicate with ...

We might have good intentions when it comes to creating a realistic budget and sticking to...

Introducing THRIVE

Learn to live your best money life with HUECU’s new financial wellness platform: THRIVE.

Your Student Debt: What N...

COVID-era relief extensions are in the news and getting prepared with the best options to ...

How to Recover Important ...

From tropical storms, to heatwave-fueled wildfires, to winter blizzards – adverse weather ...

Recovering From Financial...

December is one of the most joyous times of the year, but it can also be one of the most s...

Reach Your New Year’s Goa...

This blog post was written by Student Advisory Council member, David Gonzalez.

Top Blog Posts of 2021

We’re starting out the new year with a look at some of the topics readers found most helpf...

5 Ways to Make Money Reso...

The New Year is a time for new beginnings. Are you ready to make money resolutions that st...

Access Your Data Securely

With the majority of our personal and business activities taking place online, it’s easy t...

ABLE Accounts: What Are T...

This blog post was written by Student Advisory Council member, Meadow Hall. Living with di...

4 Pros and Cons of Online...

With the holidays around the corner and so much of our lives taking place online, the conv...

Annuities: What Are They?

This blog post was written by Student Advisory Council member, Meadow Hall. It’s never too...

The Benefits of Making Ye...

This blog post was written by Student Advisory Council member, Eddie Richardson. The end o...

10 Tips for Shopping More...

The holidays are here again and that means…shopping! Some of us dread combing the aisles f...

Preparing for the Holiday...

Conversations continue about rising prices and potential product shortages during the holi...

Social Security Survivor ...

This blog post was written by Student Advisory Council member, Meadow Hall. Losing a loved...

Strategizing Social Secur...

This blog post was written by Student Advisory Council member, Ryan Leung. You’ve worked a...

What You Need to Know Abo...

In the past few years, there has been an explosion of alternative payment options. Install...

What to Know about Comple...

For high school seniors and families of students evaluating their options when it comes to...

Understanding Retirement ...

This blog post was written by Student Advisory Council member, David Gonzalez. Understandi...

Financial Resources for A...

Adoption is a question of love, not money – but financial issues do play an important role...

What are Investment Asset...

This blog post was written by Student Advisory Council member, Eddie Richardson. Have you ...

Recap: HUECU's Fall Town ...

HUECU’s Fall Town Hall was virtually held on Friday, November 5th, with President and CEO ...

Authorized Users on Credi...

Becoming an authorized user on someone else’s credit card can help you access a line of cr...

In Retirement? What to Kn...

This blog post was written by Student Advisory Council member, David Gonzalez. Retirement ...

Six Ways to Use Your Cred...

This blog post was written by Student Advisory Council member, Eddie Richardson. Credit ca...

Social Security Basics

When it comes to retirement planning, Social Security is one of the most important program...

Budgeting for Charitable ...

This blog post was written by Student Advisory Council member, Ryan Leung. With the holida...

Improve Your Credit Histo...

It might be tempting to think we can’t “rewrite” our credit history, but there is a path f...

What to Know if You’re Pa...

Just because you’re receiving money from an employing organization, doesn’t mean you’re on...

Not Ready to Commit? Rent...

The word “rent” evokes images of a house or apartment. But in reality, there are so many d...

How to Plan for Inflation...

It could be a bumpy ride in the months ahead when it comes to your purchasing power. Many ...

Optimize Your Savings Gam...

You can set yourself up to save in almost every area of your life, from food to shelter an...

Beneficiaries 101

From Rainman to The Bachelor to Knives Out, a myriad of films have been written around the...

Introducing our 2021-2022...

We are proud to announce four wonderful Harvard College Students have been chosen to sit o...

Retirement Savings: Roth ...

If you’re not taking advantage of Roth options for retirement savings accounts, you could ...

Five Part Checklist To Im...

Credit card debt, economic challenges, and a competitive labor market are just a few facto...

Money Management for Elde...

Providing care for an elder can be both emotionally and financially taxing. However, good ...

2022 HUECU Calendar Conte...

Each year, HUECU holds a photo contest inviting members from all over the world to share t...

How Your Phone Can Get Yo...

For most of us, imagining life without a cell phone is pretty much impossible. Our phone c...

7 Ways to Save on the Hal...

It’s officially spooky season. Think pumpkins, haunted houses, and candy galore! And all o...

The Best Fall Activities ...

Fall foliage and pumpkin spice and cozy sweaters, oh my! Fall is a great season to spend o...

Budgeting for Youth Fall ...

As the school year gets into full swing, many families are excited for the start of fall s...

5 Mistakes to Avoid When ...

There’s lot to say about the complex process of buying a home, but selling a home can be e...

5 Features of a Great Mor...

Shopping around for a new home often starts with shopping around for the right mortgage le...

Protect Your Information ...

In an increasingly digital world, it’s become easier than ever to have everything you need...

US Savings Accounts for I...

If you’re an international student or employee who’s also a member of the Harvard Universi...

Applying to College: Cost...

Attending college isn’t cheap – and before you even get accepted, there are numerous costs...

Back to School: 6 Tips Wh...

When we think of back to school, we think of what our kids will learn to set themselves up...

15 Clever Ways to Earn Ex...

Looking to earn some extra income but feeling like there’s just not enough time in the day...

Budgeting as a Couple

Collaborative money management might not be the most romantic aspect of a relationship, bu...

Should You Consider a Rev...

Most everyone knows that a mortgage is a loan you use to buy a home. But what about a reve...

HUECU Now Offers Zelle!

Have you ever needed to send money to someone quickly? Tracking them down in person or mai...

Make the Most of Online B...

In 2021, online banking is not only a convenience, but a necessity. As we turn more and mo...

Insuring Items in Your Ho...

For peace of mind and financial protection, it’s important to consider insuring the items ...

Managing Student Loan Deb...

The pause on federal student loan repayments has been extended to January 31st, 2022. Make...

Navigating Credit Card Of...

College students kicking off the academic year may notice an abundance of student credit c...

Purchasing a Home as a Me...

Buying a home is always a big decision, with numerous aspects to consider – from location ...

Tips For New Credit Card ...

For those starting their college career or starting a new job, keep your eye out on offers...

7 Steps to Get Control of...

Whether using credit cards for those “one-click” online purchases, or the ease of swiping ...

Spear Phishing: What It I...

Many scammers are generalists. They cast a wide net, targeting large numbers of people at ...

Are You Due for a Financi...

The end of summer is a great time for a mid-year financial check-in. Before the school yea...

How to Take an Epic Summe...

Road tripping is a great way to travel and sight-see — especially if you want to avoid lon...

Summer Town Hall Recap

HUECU’s Summer Town Hall was held this past Friday, August 13th, with President and CEO Cr...

Solving the Debate: 15 or...

While every mortgage is a little different, one thing most home loans have in common is th...

5 Tips on Planning for a ...

When you make the decision to purchase a home, it can feel like there are a million things...

Introducing Learning Lab+

The key to financial health is financial education, and that’s why our partners at GreenPa...

Moving to College: Costs ...

Moving away to college can feel like a big deal – because it is! But a big deal doesn’t ha...

Back to School Expenses

The average family doing back-to-school shopping spends just under $300 per student – but ...

Understanding IRAs

An individual retirement account or IRA is an investment account that enables individuals ...

Five Summer Scams to Watc...

Sunscreen isn’t the only thing you need to protect yourself this summer; the season is a h...

Finding Forgotten Money

Discovering a few dollar bills in your pocket is exciting, but what if you unexpectedly fo...

Get Ahead on Holiday Expe...

Think it’s too early to start planning for the winter holidays? Think again!

6 Savings Tips for Attend...

Between pre-wedding showers, parties, gifts, and travel expenses, celebrating a marriage, ...

How Can I Keep My Credit ...

Life happens. It might not be always possible to keep credit card balances low but when yo...

Q&A: Answering Questions ...

Curious to learn more about the ins and outs of borrowing money? Read on for an FAQ about ...

5-Minute Guide to Financi...

Purchase the right car, and you’ll spend your time traveling in safety and comfort. Purcha...

Car Shopping: Leasing vs....

Should you lease a car or buy a car? This is a question that many car shoppers face and th...

What to Know About the Ch...

Families with dependent children are about to receive advanced payments as part of the Ame...

5 Steps to Increase Your ...

Whether you’re a few years from retirement age or just beginning your professional career,...

Steps to Take to Figure O...

It's never a bad time to start to figure out your finances and the steps to take when it c...

Summer Fun on a Budget

There’s something special about those summer days. Whether you’re enjoying a break from sc...

Recap: Personal Finance S...

HUECU’s Annual Personal Finance Summit was a hit! With over 500 registrants, our members w...

5 Tips for a Cost-Efficie...

A home renovation project is one of those rare opportunities where you get to spend money ...

What Should You do if You...

With an estimated 1 in 3 Americans experiencing identity theft, it’s important to know wha...

Understanding Different T...

While all loans have the same basic idea – borrow now, pay later – there are key distincti...

When is the Right Time to...

How do you know when it’s time to hire a financial planner? Before jumping into this quest...

The Costly Cs of Personal...

When it comes to personal finance budgeting, have you ever heard of the “Costly C’s?” Thes...

Backyard BBQ on a Budget

Summer is just about here! What better way to celebrate than with a backyard BBQ? We’ve co...

Rule of 72: What to Save,...

Establishing a sturdy foundation for your financial health starts with saving money. At so...

Understanding Life Insura...

When planning for the future, life insurance can be an important consideration. However, m...

Behavioral Economics and ...

Staying on track with your finances all the time can be difficult. Sometimes you just want...

Just in Time for Summer: ...

Summer is here — finally! And for many, that means some much-needed beach days with the fa...

Are prepaid cards effecti...

As a national nonprofit guiding people to financial health and wellness, our partners at G...

Secured vs. Unsecured Loa...

There are two different types of loans: secured loans and unsecured loans. Understanding t...

Bills You Should Pay Firs...

When money is tight, it might be difficult to pay all of your monthly bills. You may have ...

4 Tips for Using Credit C...

Figuring out how to manage a credit card might be the best step to take, wherever you are ...

Credit Freeze vs. Fraud A...

When you’re the victim of fraud, there are a number of steps you can take to protect your ...

Credit Inquiries: What Yo...

Your credit score dictates a lot in your life — from your interest rates to whether or not...

Spring Town Hall Recap

HUECU’s Spring Town Hall was held this past Friday, May 14th, with President and CEO Craig...

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