Buying a Home, When You Have Student Loan Debt

Aug 17, 2018 8:45:00 AM

Finishing college, settling into the career of your dreams and finding your ideal home are “checklist” moments for most of us as we walk the path of life. Perhaps you’re looking to move away from the place you grew up and experience life in the big city, or maybe you’re hoping to find the perfect family town to settle down in. Either way, there’s no reason to let student debt slow you down when it comes achieving your housing goals.

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Tags: Student Finances, Student Loan Refinancing, Debt Management, Budgeting

How To Make Extra Money As A Student

Aug 14, 2018 8:15:00 AM

Being a full time university student is one of the more enjoyable periods in your life. It’s when you’re learning a ton of new theories and skills, meeting lifelong friends, and effectively becoming the adult you’ve always wanted to be. The dark side, however, is it’s also very expensive, especially seeing as you’ll probably have to pay back that hefty educational investment eventually.

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Tags: Student Finances, Savings, Money Tips, Personal Finance

What Items Stay On Your Credit Report

Aug 10, 2018 8:00:00 AM

Building up your credit score is an important part of financial independence and stability. A good credit score is key in qualifying for a mortgage, rental and insurance rates, car purchases, and other vital, often unavailable expenses. The good news is that smart credit card maneuvers, such as keeping credit card spending below 30% of your limit and paying everything back on time, remain on your credit report for a long time, consistently showing you to be a responsible borrower.

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Tags: Credit Cards, Financial Education, Financial wellness, Money Tips, Personal Finance, Banking Tips

5 Surprising Ways to Save on Back to School Costs

Aug 7, 2018 4:15:00 PM

The lazy days of summer are slowly but surely coming to an end, which means it’s almost time to hit the books. Whether it’s you or your kids who are headed back to school, one thing’s certain – the start of the academic year means back to school costs.

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Tags: Savings, Financial wellness, Money Tips, Personal Finance, Budgeting

Finessing Your FICO: Tips For A Better FICO Score

Aug 1, 2018 11:30:00 AM

There isn’t a sure-fire way to “instantly boost your credit report score (FICO score),” like a lot of flashy advertisements will claim, but we know several hacks that will boost your FICO score the old fashion way: with good financial habits. Listed below is a collection of hacks designated to help you boost your FICO number each month.

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Tags: Credit Cards, Financial Education, Financial wellness, Money Tips, Personal Finance, Banking Tips

How to Recover from a Financial Setback

Jul 31, 2018 11:30:00 AM

The financial trajectory in our life is full of ups and downs. As the saying goes, "That's life." We are all going to experience times when we feel like the wind is at our back, and other times when we feel like our financial world is caving in on us.

If you find yourself in the second category, it will be okay. First, know that you're not alone. Many people have been in your shoes before and have come out on the other side.

Second, know that there are tangible steps you can take today to get yourself back on the back the financial wellness. So dust yourself, take a deep breath, and read on for some strategies to get you back on your feet.

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Tags: Financial Education, Financial wellness, Personal Finance, Debt Management, Budgeting

Celebrating 45 Years of Positive Community Impact

Jul 28, 2018 11:00:00 AM

With stunning 360-degree views of the city, HUECU celebrated Fenway Community Development Corporation’s 45th Anniversary at the Prudential’s Skywalk Observatory.

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Tags: Community

How To Motivate Teens To Plan For College Costs

Jul 26, 2018 8:00:00 AM

Applying for college is a lot like running a marathon. After all the school choosing, essay writing, and form filling, you probably feel like you could sleep for three days and consume one billion carbs. As if the application marathon wasn’t enough, you and your teen are now faced with an even bigger challenge: financing college.

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How to Stop a Leaky Budget From Sinking Your Finances

Jul 24, 2018 4:15:00 PM

No matter how hard you try to budget, some months it feels as though your money is simply vanishing. If you’re consistently wondering where your money has disappeared to, you might be spending without even knowing it – or what’s more commonly referred to as having a leaky budget. How to avoid a leaky budget? Figure out where the holes are coming from, and take action to patch them up.

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Tags: Savings, Financial wellness, Money Tips, Personal Finance, Debt Management, Budgeting

Practicing Healthy Habits Can Help Spark Your Financial Independence

Jul 21, 2018 10:30:00 AM

Making the transformation from being a carefree young person to a financially healthy adult can seem overwhelming and scary.  Most young adults like you starting out their careers can attest to the challenges of managing an entry-level salary while still striving for the financial stability they desire. But there are ways to create a path to financial independence early in your career.

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Tags: Savings, Financial Education, Financial wellness, Personal Finance, Banking Tips